Topic 268: Retirement System Funding Changes

A1–A2 Level

1. What does retirement mean?

2. Why do people stop working when they are older?

3. Where does retirement money usually come from?

4. Why do people save money for the future?

5. How can pensions help older people live safely?

6. Why do governments help with retirement income?

7. What happens if retirement money is not enough?

8. Why do people worry about life after work?

9. How can long life affect retirement plans?

10. Why do workers pay money into retirement systems?

11. How can prices affect retired people?

12. Why is planning important for old age?

13. How can families support retired members?

14. Why do governments review retirement systems?

15. Can saving early help later life? How?

16. How do you feel when people worry about retirement money?

B1–B2 Level

17. Why do governments change retirement funding systems?

18. How does an aging population affect pensions?

19. Why do some systems face money shortages?

20. How can retirement funding changes affect workers today?

21. Why do some people need to work longer?

22. How can inflation reduce retirement income value?

23. What role do taxes play in funding pensions?

24. Why do private and public systems work differently?

25. How can funding changes affect future generations?

26. Why do people disagree about pension reforms?

27. How can saving plans reduce pressure on public systems?

28. What risks do retirees face with funding changes?

29. Should retirement age increase over time? Why?

30. How can clear information help people plan better?

31. Can reforms make systems more stable? How?

32. How do you feel about changes to retirement systems?

C1–C2 Level

33. How do retirement funding changes reflect demographic shifts?

34. Can current systems remain sustainable long-term? Explain.

35. How should risks be shared between individuals and the state?

36. What ethical issues arise from reducing pension benefits?

37. How do funding reforms affect income inequality among retirees?

38. Should retirement systems prioritize security or flexibility? Why?

39. How do market fluctuations affect pension stability?

40. What role should employers play in retirement funding?

41. Can mixed public–private models reduce system pressure? How?

42. How should reforms protect low-income workers?

43. What political challenges slow retirement reform?

44. How can transparency improve public trust in reforms?

45. Should younger workers pay more for system stability? Why or why not?

46. How do international models inform better funding design?

47. What long-term social effects follow failed retirement systems?

48. How do you feel retirement funding changes shape social responsibility?