Topic 221: Digital Currency and Financial Change

A1–A2 Level

1. What is money used for in daily life?

2. Why do people use cards or phones instead of cash?

3. What happens when people pay online?

4. Why do some people like using digital money?

5. How can phones be used to send money?

6. Why do people worry about losing cash?

7. Can digital money make shopping faster? How?

8. Why is keeping money safe important?

9. How can passwords protect online money?

10. Why do banks offer online services?

11. Can people save money digitally? How?

12. Why do some stores not accept cash?

13. How can digital payments help small businesses?

14. Why should people be careful when paying online?

15. Can digital money help people without banks? How?

16. How do you feel about using money without cash?

B1–B2 Level

17. Why are digital currencies becoming more popular?

18. How do digital payments change spending habits?

19. What advantages do digital currencies have over cash?

20. What risks come with online financial systems?

21. How can digital money affect traditional banks?

22. Why do governments watch digital currency closely?

23. How can fraud happen with online payments?

24. What role does trust play in digital finance?

25. How do digital currencies affect international payments?

26. Can digital money reduce transaction costs? How?

27. Why do some people avoid digital currency?

28. How does technology shape modern financial systems?

29. Can digital payments increase financial inclusion? Why?

30. How do laws help protect online money users?

31. Should schools teach digital money skills? Why?

32. How do you feel about relying on digital finance systems?

C1–C2 Level

33. How do digital currencies challenge traditional monetary systems?

34. What economic changes result from widespread digital payments?

35. How should regulation adapt to digital financial tools?

36. Can digital currency increase financial instability? Explain.

37. How does privacy change in digital finance systems?

38. Who should control digital currency platforms? Why?

39. How can cybersecurity threats impact financial trust?

40. What role do central banks play in digital change?

41. Can digital currencies reshape global trade? How?

42. How do power structures shift with financial digitization?

43. Should digital access be considered a financial right? Why?

44. How can inequality grow through digital finance systems?

45. What responsibilities do tech companies have in finance?

46. How might digital currency affect future employment?

47. Can digital systems fully replace cash? Explain.

48. How do you feel digital finance is changing economic behavior?